All Materials, including pages and on-line images, are protected by the Copyright Laws of America. All rights are reserved.
When you access my Web Sites you agree that:
- You may retrieve the Web Sites materials for information only.
- You may save a local copy, send by Email to a friend or send it to your printer for your own personal use or in order to inform authorized and potential users about my materials. However, you may not make any charge for such use and any commercial exploitation is expressly prohibited.
- You must include the copyright notice in any copy that you make.
- You may not modify the information found on this Web Site's materials without the express permission of me, Thomas L. Morgan .

